Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions ("Terms") govern your use of the Camas Prairie Insurance website and the communications and services we provide. By using this website, submitting a form, or opting in to receive messages from us, you agree to these Terms. If you do not agree, please do not use the website or our messaging services.

2. Our Services

Camas Prairie Insurance is a family-owned, licensed insurance agency serving central Idaho. We help clients understand and select Medicare, life, and health insurance options, and we provide customer care such as claims and billing support. Information on this website is provided for general informational purposes and is not an offer, contract, or guarantee of coverage.

3. SMS / Text Messaging Terms

By providing your mobile phone number and opting in, you agree to receive text messages from Camas Prairie Insurance. The following terms apply to our messaging program:

• Program description: Messages may include responses to your inquiries, coverage and quote information, appointment or policy reminders, and customer care.
• Message frequency: Message frequency varies based on your interaction with us.
• Cost: Message and data rates may apply, depending on your mobile carrier and plan.
• Opt out: Reply STOP at any time to stop receiving messages. You may receive a final confirmation that you have been unsubscribed.
• Help: Reply HELP for assistance, or contact us using the details below.
• Consent: Consent to receive text messages is not a condition of purchasing any goods or services.

For details on how we handle the information you share, including mobile opt-in data, please review our Privacy Policy.

4. Insurance Disclaimer

We are a licensed insurance agency. Any coverage, benefits, plan details, or eligibility described on this website are summaries for general information only and are subject to the terms, conditions, limitations, and exclusions of the actual policy and the issuing carrier. Nothing on this website creates a contract of insurance or a guarantee of coverage. Speak with a licensed agent before making any decisions.

We are not connected with or endorsed by the U.S. government or the federal Medicare program.

5. Acceptable Use

You agree to use this website only for lawful purposes and not to interfere with its operation, attempt unauthorized access, or use it in any way that could harm Camas Prairie Insurance or others.

6. Intellectual Property

The content on this website, including text, graphics, logos, and design, is owned by or licensed to Camas Prairie Insurance and is protected by applicable laws. You may not copy, reproduce, or distribute it without our permission.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, policies, or practices of those sites, and providing a link does not imply endorsement.

8. Limitation of Liability

To the fullest extent permitted by law, Camas Prairie Insurance is not liable for any indirect, incidental, or consequential damages arising from your use of this website or our messaging services. The website and its content are provided on an "as is" and "as available" basis without warranties of any kind.

9. Governing Law

These Terms are governed by the laws of the State of Idaho, without regard to its conflict-of-law rules. Any disputes will be handled in the appropriate courts located in Idaho.

10. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the website after changes take effect means you accept the updated Terms.

11. Contact Us

If you have questions about these Terms, please contact us: